11 Best Nashville, TN Health Insurance Agencies | Expertise.com (2024)

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Our Recommended Top 11 We did the research for you! Providers Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Why choose this provider? Expertise.com Rating Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Review Sources Why choose this provider? Expertise.com Rating Why choose this provider? Expertise.com Rating Why choose this provider? Compare our Top Health Insurance Agencies FAQs Introduction Is it possible to get health insurance in Nashville if you have a low income? How can a Nashville resident assert their eligibility for TennCare if they do not meet the requirements? In Nashville, what is the distinction between a benefit exclusion rider and a pre-existing condition waiting period? Why does your Nashville health plan include a pre-existing waiting period? What is the average cost of health insurance for a small family in Nashville? How can you find affordable health insurance? What is health insurance? How do health insurance companies make money? What is subsidized health insurance? What is a health insurance deductible? Is it illegal to not have health insurance? Does health insurance cover therapy? What is a copay? What is the Health Insurance Marketplace? How can you find health insurance without a job? Can you cancel health insurance at any time? Can you have more than one health insurance policy? Is health insurance pretax? How long can a child stay on a parent\'s health insurance policy? Do you have to pay a health insurance deductible upfront? Do employers have to offer health insurance? Is there a tax credit for having health insurance? Related Articles How Much Does Health Insurance Cost? Survey: 3 Out of 10 Think Unvaccinated Should Pay More for Health Insurance How To Get Health Insurance What’s the Difference Between Medicaid, Medicare, and Health Insurance? What Is Open Enrollment for Health Insurance? Find top Health Insurance Agencies nearby Other top picks in your area

11 Best Nashville, TN Health Insurance Agencies | Expertise.com (1)

2024

11 Best Nashville, TN Health Insurance Agencies | Expertise.com (2)

Last updated:

Our Recommended Top 11

We did the research for you!

  • 11 Best Nashville, TN Health Insurance Agencies | Expertise.com (3)Licensing
  • 11 Best Nashville, TN Health Insurance Agencies | Expertise.com (4)User Reviews
  • 11 Best Nashville, TN Health Insurance Agencies | Expertise.com (5)Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Nashville Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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Providers

11 Best Nashville, TN Health Insurance Agencies | Expertise.com (6)

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Featured Provider

21 White Bridge Pike ste 201, Nashville, TN37205
Website

License: 2391706

Expertise.com Rating

Review Sources

Google
4.9 11 Best Nashville, TN Health Insurance Agencies | Expertise.com (7)(34)
Facebook
5.0 11 Best Nashville, TN Health Insurance Agencies | Expertise.com (8)(3)

Why choose this provider?

Tucker Agency helps clients in Nashville sign up for suitable health insurance coverages. Its agents explain relevant details like the fee-for-serve and managed care categories of policies. They also help individuals in making informed decisions by choosing medical, dental, surgical, or hospital expenses coverages. In addition, they present clients with other options like long-term care and prescription drug health insurance plans. Will Tucker founded this independent agency in March 2018. He started his career as a Chubb Insurance executive protection underwriter.

  • Individual Health Insurance

3825 Bedford Ave #101, Nashville, TN37215
Website

License: 3001351775

Expertise.com Rating

Review Sources

Google
5.0 11 Best Nashville, TN Health Insurance Agencies | Expertise.com (9)(92)

Why choose this provider?

Ballenger Brokerage provides insurance products from various carriers for individuals, families, and small businesses in the Nashville metro. Headed by Carol Ballenger, the company assists clients in securing health insurance packages that fit their needs and budget, such as Healthcare Marketplace, short-term policies, and group health insurance. Ballenger and her team also offer many kinds of Medicare insurance including, Part D Drug Plans, Medigap plans, and Medicare Advantage. Ballenger established the brokerage firm in 2013.

Nashville, TN37011
Website

License: 2381179

Expertise.com Rating

Why choose this provider?

Nashville Premier Health Insurance provides financial services to clients throughout the metro. It works with the firm USHEALTH Group to deliver insurance products that incorporate wellness screening benefits and 24-hour coverage. The company also provides other coverage options involving dental, vision, and short-term disability. It has experience creating group health packages for small business owners. Brian Pierce, the company's owner, serves clients in nearly 25 states. He is a U.S. Marine Corps veteran.

  • Life Insurance
  • Individual Health Insurance

211 Athens Way, Ste 100, Nashville, TN37228
Website

License: 3080

Expertise.com Rating

Why choose this provider?

Financial Products & Services, Inc., has been providing risk management solutions in the Nashville metro for over two decades. It offers personal protection plans, including health insurance. The independent agency helps individuals and families acquire short-term and Medicare Supplement plans. Health insurance protects policyholders from financial losses caused by medical-related expenses. The company also furnishes life, home, and auto insurance. Its insurance agents also process mortgage impairment and cyber liability policies. They bring more than 150 years of combined industry experience.

  • Individual Plans
  • Group Plans
  • Individual Health Insurance

1033 Demonbreun St, Ste 300, Nashville, TN37203
Website

License: 2420145

Expertise.com Rating

Review Sources

Facebook
5.0 11 Best Nashville, TN Health Insurance Agencies | Expertise.com (10)(15)
Google
4.6 11 Best Nashville, TN Health Insurance Agencies | Expertise.com (11)(11)

Why choose this provider?

Third Door Insurance is an independent agency with offices located in Nashville and Knoxville. It offers personal insurance, including health, disability, life, homeowners, and auto. It also provides business and hospitality insurance products. The agency is affiliated with several insurance companies, including Erie Insurance, Philadelphia Insurance Companies, BlueCross and BlueShield, United Healthcare, the North American Company for Life and Health Insurance, and Aetna. Its agency partners, Chad Boruff and Nima Hayati started their insurance careers in 2009 and 2006, respectively.

  • Individual Health Insurance

4715 Granny White Pike, Nashville, TN37220
Website

License: 979423

Expertise.com Rating

Why choose this provider?

Group Benefit Systems, Inc., is an employee benefits company that serves clients in Nashville and the surrounding areas. The firm assists employers in providing competitive non-monetary compensation and benefits to attract and retain employees. It offers group health plans that serve as a complete replacement for existing employee health benefits. The company also offers an online enrollment platform, health benefit education, and a web-based app to help clients better understand their benefits. Group Benefit Systems has been serving customers since 1978.

  • Group Plans

1805 Ordway Pl, Nashville, TN37206
Website

License: 907423

Expertise.com Rating

Review Sources

Google
5.0 11 Best Nashville, TN Health Insurance Agencies | Expertise.com (12)(76)
Facebook
5.0 11 Best Nashville, TN Health Insurance Agencies | Expertise.com (13)(23)

Why choose this provider?

Eric Jans Insurance is an agency serving the people of Nashville. Since its establishment in 2004, the firm has been customizing insurance solutions for individuals, business owners, and employees seeking health coverage. In the individual category, clients may choose from fixed benefit plans and short-term health insurance options. Group health insurance packages are also available for employers who want to insure their employees. Founder Eric Jans is a multi-state licensed agent who also served on Agent Advisory Panels of various insurance companies.

  • Health Insurance

2311 Pierce Ave, Nashville, TN37232
Website

License: 875988

Expertise.com Rating

Review Sources

Google
4.0 11 Best Nashville, TN Health Insurance Agencies | Expertise.com (14)(1)

Why choose this provider?

TennHealth Insurance Services offers a range of assurance policies to residents of Nashville. The agency offers short-term and marketplace plans subsidized under the Affordable Care Act. Dental coverage is also an option. The office is operated by the Dobson spouses. Broker D'Lon is a military veteran who transitioned to the indemnity industry in 2001. His wife Libby is the outfit's administrator, coming from an accounting background. They counsel customers in interpreting, enrolling and managing their policies.

  • Individual Plans
  • Group Plans

109 Donelson Pike, Nashville, TN37214
Website

License: 2048445

Expertise.com Rating

Review Sources

Facebook
5.0 11 Best Nashville, TN Health Insurance Agencies | Expertise.com (15)(16)
Google
4.0 11 Best Nashville, TN Health Insurance Agencies | Expertise.com (16)(4)

Why choose this provider?

Horizon Insurance Nashville TN serves the metro by offering health insurance plans. Its team of professionals is committed to helping clients choose the right health insurance options for themselves and their families. The company also provides insurance coverages to provide clients protection for damages caused by auto accidents. Its other insurance products include business, farm and ranch, and homeowners' insurance. Horizon Insurance Nashville TN has been helping clients with their business and personal insurance needs for over 30 years.

  • Medicare Supplement Insurance

205 Powell Place, Brentwood, TN37207
Website

License: 775162

Expertise.com Rating

Why choose this provider?

Health Coverage Today is a Nashville-based health insurance agency that provides life and health insurance solutions to individuals and families in the local area and nearby communities. Its agents represent over 100 insurance companies and they can assist clients by providing a provider that matches their needs. Some of the alternative plans they use include federal marketplace, Christian sharing plans, and off-market health insurance companies. They also offer other types of insurance services such as accident, life, and travel insurance.

  • Individual Plans
  • Group Plans

222 2nd Avenue South, Suite 1700, Nashville, TN37201
Website

License: 2355543

Expertise.com Rating

Why choose this provider?

Alera Group Nashville is a national insurance and financial service firm that serves clients throughout the metro. It guides individuals in applying for insurance plans covering their health and life needs to help them prepare for future medical expenses. It provides employee benefit consultations to help business owners invest in their employees' trust and health, enabling them to retain their team and reach long-term business goals. The company is the 14th largest independent insurance agency in the USA.

  • Group Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Tucker Agency21 White Bridge Pike ste 201, Nashville, TN37205

View More

Ballenger Brokerage3825 Bedford Ave #101, Nashville, TN37215

View More

Nashville Premier Health Insurance

View More

Financial Products & Services, Inc211 Athens Way, Ste 100, Nashville, TN37228

View More

Third Door Insurance1033 Demonbreun St, Ste 300, Nashville, TN37203

View More

Group Benefit Systems, Inc.4715 Granny White Pike, Nashville, TN37220

View More

Eric Jans Insurance1805 Ordway Pl, Nashville, TN37206

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TennHealth Insurance Services2311 Pierce Ave, Nashville, TN37232

View More

Horizon Insurance Nashville TN109 Donelson Pike, Nashville, TN37214

View More

Health Coverage Today205 Powell Place, Brentwood, TN37207

View More

Alera Group Nashville222 2nd Avenue South, Suite 1700, Nashville, TN37201

View More

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FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is it possible to get health insurance in Nashville if you have a low income?

    Yes. Health coverage remains accessible to individuals in the low-income sector in Nashville. Tennessee provides TennCare, which functions as its Medicaid program. This program offers health insurance to low-income children, expectant women, parents of minor children, the elderly, and individuals with disabilities. Those who do not meet the eligibility requirements for TennCare may explore alternative health care alternatives via the Health Insurance Marketplace. To contact healthcare.gov, visit the website or dial 1-800-318-2596.

  • How can a Nashville resident assert their eligibility for TennCare if they do not meet the requirements?

    Nashville residents who are ineligible for TennCare may petition for a delayhearing. They have to fill out theTennCare Eligibility Appeal Form, which they can download at https://www.tn.gov/content/dam/tn/tenncare/documents/RequestWilsonHearingForm.pdf. Theform can be mailedto TennCare Connect, P.O. Box 305240, Nashville, TN 37230-5240, or faxed to1-855-315-0669.

  • In Nashville, what is the distinction between a benefit exclusion rider and a pre-existing condition waiting period?

    A member in Nashville who has a benefit exclusion rider is not eligible to receive benefits for a particular illness or condition for the duration of the benefit exclusion. Meanwhile, when an illness has symptoms that started before the coverage's effective date, this is considered a pre-existing condition. Therefore, a member is not eligible to receive benefits for it during the first six or 12 months of coverage due to a pre-existing waiting period.

  • Why does your Nashville health plan include a pre-existing waiting period?

    Current members' premiums are protected by a pre-existing waiting period, which prevents benefits for pre-existing conditions for the first six or 12 months of coverage in Nashville. The membership's benefit utilization determines the cost of individual coverage, allowing them to offer coverage at far lower prices. Without pre-existing waiting periods, people would wait until they get sick to seek health insurance, raising the costs of premiums.

  • What is the average cost of health insurance for a small family in Nashville?

    If two family members are 40 and there is one child, Tennessee's average monthly health insurance premium is $1,386. Since the cost of a policy is determined by the ages of all insured individuals, the size of your family in Nashville will have a direct impact on your monthly health insurance payment. A flat-rate, reduced health insurance rate is available to children under 15. However, the monthly payment will increase as they become older.

  • How can you find affordable health insurance?

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible?

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

  • Does health insurance cover therapy?

    All Marketplace plans must cover behavioral health care services, including counseling, inpatient care, and substance abuse treatments. However, there are coverage limits, and preauthorization may be required.

  • What is a copay?

    A copay is a fixed price that you pay at the time of service after your deductible is satisfied. Insurance companies set specific rates for primary and specialty care and other services, such as emergency room visits and X-rays. Alternatively, plans may have coinsurance rates that require beneficiaries to pay a certain percentage of covered charges.

  • What is the Health Insurance Marketplace?

    The Health Insurance Marketplace is a federal service designed to help consumers compare and purchase subsidized health insurance plans that comply with the Affordable Care Act. A number of states operate their own insurance marketplaces, including California, Colorado, New York, and Pennsylvania.

  • How can you find health insurance without a job?

    Individuals who don't have access to health insurance through their job can purchase ACA-compliant plans through the Health Insurance Marketplace. Off-exchange plans are also available through private insurers and independent agents. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives certain individuals who are losing their coverage the right to maintain the same plan for a limited time period.

  • Can you cancel health insurance at any time?

    Consumers can cancel their health coverage at any time. Cancellations may be effective immediately or at a specified date. However, you must wait until Open Enrollment to sign up for a new plan unless you qualify for a Special Enrollment period.

  • Can you have more than one health insurance policy?

    It's possible to have primary and secondary health insurance. This is most common with Medicare and Medicaid beneficiaries, including dual enrollees and individuals who purchase supplemental plans. Secondary plans can cover some additional expenses, but you're still responsible for premiums and deductibles.

  • Is health insurance pretax?

    Premiums for employer-sponsored health plans are generally deducted from the worker's pretax income. The same is true for voluntary contributions made to Flexible Spending Accounts and Health Savings Accounts that are paired with a qualifying high-deductible health plan.

  • How long can a child stay on a parent\'s health insurance policy?

    Children can stay on their parents' health insurance plan until their 26th birthday. There's a 60-day special enrollment period following this date. Exemptions allow disabled adult children to remain on their parents' policy beyond this age.

  • Do you have to pay a health insurance deductible upfront?

    In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

  • Do employers have to offer health insurance?

    The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

  • Is there a tax credit for having health insurance?

    The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

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